#2. Bad Credit Loans: Best Emergency Loan At Lowest Interest Rate
As MoneyMutuals is the middleman between the borrowers and the lenders, it doesn’t have any terms and conditions, so they are discussed only between them. The platform is suitable for people in need of quick funds from $100 to up to $5,000. Aside from emergency loans with bad credit, MoneyMutual also offers several types of loans that you can get, such as payday loans, cash advances, and installment loans.
- Security And Data Protection
Another great thing about this company is that they ensure confidentiality for each of their applicants. The site is Northon encrypted, and they also take advanced security measures to secure the transactions, which is very significant for the customers.
Even though after the matching, the platform is not responsible for the clients, their network of lenders needs to follow their guidelines, so you shouldn’t worry about your personal information and banking data being used, as they will be safe.
Pros
- Quick application process and fast approval
- Emergency loans for people with poor credit score
- Fast and secure transactions for all clients
- Trustworthy company and informative website
- Little information for applying is needed
Cons
- You need to have a steady income of $800 to be eligible
- The company is not responsible for any issues after connecting you with a lender
Customer Experience
We found many comments from customers who are very satisfied with MoneyMutual’s fast money-lending services. Many people with bad credit scores could get emergency loans that have been very helpful during stressful unforeseen events. Plenty of clients also like that the service is free of charge and their website informative. 
Other users expressed they are very satisfied with how easy and quick the application on MoneyMutual is and how professional their lenders are.
Bad Credit Loans is another free money-lending platform that was established in 1998. The company is not a direct lender but provides a range of certified and knowledgeable lenders that will give emergency loans to people even with bad credit scores.
If a lending website fails to connect you with a lender who can work with your financial situation, Bad Credit Loans has you covered. To apply, what you need to do is fill the straightforward form on the website, containing personal information, such as name, birth date, state you live in, current address, and phone number. Additionally, you will need to provide a reason for the loan and the amount that you require.
During the application process on Bad Credit Loans, you also need to provide work credentials and banking information, including your bank account. If you are wondering whether you are eligible for emergency loans By Bad Credit Loans, you need to be at least 18 years old, a resident of the US and have a steady monthly income and bank account in your name.
Highlights
- Quick Loan Process
After you fill the quick and easy-to-understand online application form on their website, the team behind Bad Credit Loans will then review your financial status and connect you with potential lenders who are knowledgeable to work with people with bad credit scores. Then, if you are approved and eligible, you will be redirected to the lender’s page to review the terms and conditions they offer.
We suggest reading them very carefully, as they contain valuable information about the loan, including the whole amount, interest rates, and fees. Correspondingly, if you accept the lender’s offer, the funds will be transferred into your bank account in just 24 hours. What we really like about Bad Credit Loans is that their service is available 24/7, so you can apply for a loan whenever it is convenient for you.
