Not there when you need it most

FloatMe

• #69 in Finance

• 4.8 • 31.8K Ratings

• Free

Description

Pay bills, pay rent, or buy groceries. Get cash when you need it most. No credit check and no interest.

*FloatMe does not support Chime, Varo, or prepaid cards at this moment.*–The best friend your bank never had.Access to cash when you need it most.Stop overdrafts.–FloatMe helps hard-working employees get ahead on their finances with overdraft alerts and access to emergency cash.

For just $1.99/ mo, plus a free 30-day trial, you can access a variety of features, including small cash advances of up to $50, overdraft alerts, and FloatMeEDU.

Our advances are interest-free, our sign-up process is simple, and we work with Bank of America, Wells Fargo, Chase, Navy Federal Credit Union, USAA, and over 9,600+ more banking institutions to make the process as seamless as possible using 256-bit bank-grade security.

Our mission is to help people make better financial decisions and this is just the start. Welcome to a better financial future with FloatMe!

Ratings and Reviews

There are times when my main accounts get SO low (we’re in the middle of a pandemic) that and extra $20 offered by FM would make all the difference in the world. It could feed us and allow us a couple of dollars of gas. In my circumstance,only reason for accessing apps such as float Me is to get that receive and that $20 last a couple of days until my scheduled payday. With the restrictions shown on the app with regard to bank balances, that check to see if you have money in your account or not, will automatically deny your request for a $20 float. The irony is that if I HAD money in my bank account, the necessity to use Float Me wouldn’t exist. As a frequent user, Float Me needs to update their rules in order to help those of us who do not currently have money in their account for a couple of days until payday. We are struggling out here and that $20 could and does keep us from struggling or literally being hungry. My opinion? A bank balance containing cash makes using Float Me rather redundant. This rule should be rethought. This app is useless if a zero balance is the determining factor Thanks for taking the time to read my opinion.

Hi Daphne, thank you so much for your valuable feedback! We’ve lowered the required bank balance to -$20 to request a Float. If you have any more feedback or concerns, we’d love to hear it at floatme.zendesk; we’re always looking for ways to improve 🙂

Account

I had closed my account because I couldn’t get a hold of anyone because I had switched to a new bank account. I was receiving money into my new account from Float Me but about a week ago I was told there were no deposits from my payroll found in my account. By this time I was already on two deposits into the new account and the Friday in the same week would have been my third deposit. I didn’t understand why I could receive floats in my new account but when I tried to take another out they couldn’t find new deposits from my payroll there was already two deposits from them. That same week would have been three reoccurring deposits. For the record, $1.99 was taken out of my bank account for Float Me Services’s can my account be unblocked? I paid already and cannot use the service.

Developer Response ,

Hi Burse88, thank you for reaching out. We unfortunately are having a hard time identifying who you are. Could you please submit a support ticket to us with “burse88” as the subject line? A member of our team will be happy to look into this for you. Tickets can be submitted at floatme.zendesk

DO NOT DOWNLOAD THIS APP

I’m never the type to leave reviews but for this I must warn those who are in need of money and will get taken advantage of by this scam.

I have been getting charged every month since of $1.99 of a membership I was never aware of. I NEVER qualified to get any Float Me Cash but they proceeded to charge me of a membership that never even helped me? I provided a picture and proof to their customer support that I NEVER received any funds from Float Me but still got charged anyways. The customer support tells me that $1.99 charge is to help alert members of “low balance” but majority of bank apps have HAD this feature for FREE for many years? There was absolutely no benefits for me whether I had this “membership” or not but yet they can’t refund the charges for these past months.

I ended the membership today and was only ever aware of being subscribed to a “membership” until today when it suddenly showed up in my bank statement that there’s a hold for a $1.99 charge. However if I had known this earlier on, I would’ve ended this membership sooner. They have little to no care for their members and just shows payday loans in Clinton how much money hungry Float Money is. Float Money is a tool for people who need money but they will still charge those who doesn’t use it, those that doesn’t qualify for it AND those who have already have nothing left. Crazy.

App Privacy

The developer, FloatMe , indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.