We are owned by Morses Club PLC, among the British’s biggest loan that is personal

We are owned by Morses Club PLC, among the UK’s largest loan that is personal

We’re owned by Morses Club PLC, among the British’s biggest personal bank loan businesses put up over 130 years back. We’re a direct loan provider, so that you’ll constantly know precisely whom you’re working with. No shocks. Simply fast and effortless loans.

Just how can Dot Dot’s brief loans work?

Our loans that are short could not be any easier. All our loans are unsecured, and that means you will never have to offer your property or other valuables as protection. There is no have to either find a guarantor.

Merely choose just how much you need to borrow and the length of time you need certainly to repay it and get after that. You can make use of our short-term loan calculator to find down exactly how much yours will definitely cost before you use.

You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Don’t panic – a le-than-perfect credit history will not immediately rule you down.

If we state yes, we will concur your entire loan expenses upfront, then gather repayments immediately. You can handle your loan on the web through our customer that is handy portal.

It is possible to visit our FAQs or contact our friendly team in the event that you have actually any longer questions.

Is really a short-term loan right for me personally?

Any choice you will be making along with your money has to be the best one for you personally. You will find occasions whenever a short-term loan may possibly not be the option that is best.

Short-term loans often have greater repayments than long-term loans while you’re repaying your debts faster. This may suggest you will spend le in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.

Additionally it is like it maybe not a smart concept to get a short-term loan to cover off another financial obligation. Accepting more financial obligation might make your circumstances even worse. In the event that you feel as if you’re struggling you may get free advice from National Debtline, StepChange or perhaps the cash information Service.

Do we be eligible for a loan that is short-term?

You want to make quick and effortless loans available to as many people as poible. You are able to submit an application for certainly one of our short-term loans if:

Your odds of being qualified is determined by your position. We review every application separately to be sure we provide responsibly and provide you with a loan that works well for you personally.

Just how much may I borrow?

You can easily submit an application for a loan that is short-term of ?100 and ?1,000 with Dot Dot Loans.

You can apply for a long-term loan of up to ?5,000 if you need a higher amount – for significant home improvements or a wedding, for example.

Just how can short-term loan repayments work?

We provide payment durations of three, six and nine months on our short-term loans based on simply how much you borrow.

We are going to gather repayments immediately on an agreed date. This is through Direct Debit and will save you the hale of remembering which will make payments – or perhaps the stress of forgetting. It is possible to talk to us about getting a payment that is different if you would choose.

We recognize that things change. You might never be charged fees for mied or payments that are late dropping behind could influence your credit rating. If you were to think you will not have the ability to produce a payment, for reasons uknown, please get in touch the moment poible.

Our friendly team will talk you during your choices which help place a brand new plan together.

What are the charges to be concerned about?

We do not charge any concealed or fees that are extra. Some quick loan companies do, causing you to be with an increase of to cover as well as le possibility of performing this. We keep things easy.

What is the attention price on a Dot Dot loan that is short-term?

Our interest is fixed upfront and differs depending on simply how much you borrow. You could see other short-term loan loan providers providing variable interest levels, which means that they may be able fall and rise from every month. These can be riskier. You might manage to pay the initial price, this expense could increase and then leave you away from pocket.

With this interest that is fixed rate you will constantly understand exactly where you stay and just how much to spending plan.

Submit an application for a loan that is short-term Dot Dot

Has an urgent situation left you in a decent spot economically? Are numerous expenses turning up at a time? Whatever your circumstances, our fast and loans that are easy end up being the solution.

Apply today utilizing our loan that is short-term calculator. Select exactly how much you intend to long borrow and how you may like to repay it, then look at the loan works in your favor. If it will, choose apply now to carry on along with your application and fill in a couple of personal statistics.

We will make contact with you when poible, then go on it after that. Simple.