Online Payday Loans: 4 Best Lenders for Same-Day Payday Advances and Guaranteed Approval
Emergencies and unforeseen circumstances can occur at any time to anyone. Some situations require a financial remedy, but what can you do if you lack the necessary funds? A short-term loan from an online payday loan lender might be the answer.
A payday loan is an excellent option for anyone in need of quick cash for an emergency, especially if they don’t have time or credit to seek an unsecured or secured personal loan from their bank. With a payday loan, borrowers can complete a secure online application and receive a response from an online lender in minutes.
Despite the convenience of payday loans, it can be tough to find the best payday loans online. That is why we took the time to compile a comprehensive list featuring the best online payday lenders. However, it is worth noting that loan options, interest rates, and approvals will vary according to where you live.
The Best Lenders for Online Payday Loans
- ClearViewLoans: Best online payday lender overall (up to $5,000)
- BadCreditLoans: Best for bad credit loans (up to $10,000)
- CashUSA: Best for installment loans up to 72 months (up to $10,000)
- PersonalLoans: Best for larger personal loans (up to $35,000)
#1. ClearViewLoans: Best Online Payday Lender Overall
One of the top choices for the best payday loans online comes from ClearViewLoans. When an emergency occurs, you won’t have time to research multiple lending websites 
or fill out stacks of paperwork. ClearViewLoans dedicates itself to connecting borrowers with a reliable lender using a simple online application process.
ClearViewLoans will not provide payday loans to consumers directly or make loan decisions. Instead, the business will connect borrowers with lenders within its network to see what loans they qualify for and help them find the best rates.
Loan amounts from ClearViewLoans can range from $100 to $5,000, depending on the lender and state regulations. The online loan inquiry process is quick and secure.
After completing the simple loan application, a lender will provide a same-day response along with the loan terms, including all applicable fees. If you agree to the terms, the lender online will deposit the requested amount into your checking account as soon as the following day.
- Being employed at your current job for a minimum of 90 days
- Being a U.S. citizen over age 18
- Having a checking account in your name
- Providing a valid phone number and email address
- Having a monthly take-home income of at least $1,000
Though ClearViewLoans is free to use, the interest rate for any approved loan will depend on the lender’s specific terms and conditions. You will receive full disclosure of all fees and rate details at the time of approval. Some lenders may also perform a credit check to view your credit score, which they may use to determine your interest rate, fees, and terms. You can generally use your loan proceeds for any purpose.
#2. BadCreditLoans: Online Loans for Bad Credit Borrowers
Anyone looking for the best online payday loan should consider services from BadCreditLoans. The company is not a lender and will not provide you with an unsecured loan, which is a type of loan that does not require collateral. Instead, the service presents your personal loan request information to multiple lenders within its network, and the lenders can choose to grant your loan approval.
BadCreditLoans does an excellent job connecting people with payday loan providers who offer services at a good value. The online company also educates its customers about applying for personal loans responsibly from reputable lenders.
